Personal Savings
Savings that really add up.
Whatever you’re saving for, a dream vacation, college tuition, retirement or simply everyday expenses and future goals, we offer several options to help you meet your savings goals.
Personal Savings
Realize your savings goals with a personal account that offers a competitive interest rate on your balance.
Money Market Accounts
Looking for more from your savings? Get more with a money market account.
Certificates of Deposit
Accounts available with competitive interest rates and a variety of terms to meet your needs.
Health Savings Account
Enables you to pay for qualified current health expenses and save for future medical expenses.
Want to compare these accounts side by side?
Savings Account Comparison
| Account | + | Opening Deposit | Minimum Balance to Avoid Service Charges | Monthly Service Charge | Unlimited Check Writing | Interest Bearing |
|---|---|---|---|---|---|---|
| Personal Savings Account | Personal Savings Details | $0 | $100 | $2 if balance below $100 | No | Yes |
| Money Market Account | Money Market Details | $0 | $2,500 | $10 if balance below $2,500 | No | Yes |
| Certificates of Deposit | CD Details | $500 | $0 | $0 | No | Yes |
| Health Savings Account | HSA Details |
$0 | $0 | $0 | Yes | Yes |
Account Details
Personal Savings Account
- No minimum opening deposit
- $2 monthly service charge if minimum balance falls below $100 during your statement cycle
- Enjoy unlimited deposits, in-lobby withdrawals and ATM access
- Withdrawals made by electronic transfer or check are limited to 6 per month
- Your personal savings account may be insured by the FDIC. See FDIC Notice for details
- Have a friend or family member under the age of 18? We offer a FREE savings account for them as well.
- Link your Personal Savings account to your checking account to cover your overdrafts. We'll transfer from your designated Personal Savings account to avoid any overdraft fees for only $2 per transfer. Sweeps from savings accounts to cover an overdraft are included in the 6 transactions per month.
- Interest rates may change after opening of account
- Fees may reduce earnings on individual accounts
- Fee Schedule
Money Market Account
- No minimum opening deposit
- $10 monthly service change if minimum balance falls below $2,500 during your statement cycle
- Enjoy unlimited deposits, in-lobby withdrawals and ATM access
- Withdrawals made by electronic transfer or check are limited to 6 per month
- Your money market savings account may be insured by the FDIC. See FDIC Notice for details
- Earn a higher return from larger balances with tiered interest rates
- Interest rates may change after opening of account
- Fees may reduce earnings
- Fee Schedule
Certificates of Deposit
- $500 minimum opening deposit
- Your Certificate of Deposit may be insured by the FDIC. See FDIC Notice for details
- Earn a higher return for larger balances
- Interest rates may change at renewal
- Penalties may apply for early closure
- Fee Schedule
Health Savings Account
- No minimum opening deposit
- No minimum balance
- No service charges
- Unlimited check writing
- Variable interest rate account that earns competitive interest
- Free VISA® Debit Card
- Available with a qualifying High Deductible Health Plan (HDHP) – please consult a High Deductible Health Plan provider regarding eligibility and contribution/distribution requirements.
- Unused funds are retained and not forfeited at year-end as with some flexible spending accounts
- Fee Schedule